Venue and Catering
Wedding Banquet: The venue and catering often constitute the most significant portion of the wedding budget. Prices can range from S$2,000 to S$4,480 per table, depending on the venue’s prestige and the selected menu.
Finance your wedding banquet, bridal package, rings, and honeymoon with a licensed wedding loan tailored for Singapore couples, with clear terms and responsible lending.
A wedding loan is a type of loan that helps couples in Singapore manage the many expenses of a wedding. From banquet reservations and bridal packages to wedding rings, photography and honeymoon plans, these costs can add up quickly.
Unlike credit cards, a wedding loan provides a structured repayment plan with fixed monthly instalments. This allows couples to budget more effectively while avoiding high-interest debt.
In Singapore, only licensed moneylenders regulated by the Ministry of Law can provide such loans. Eligibility typically depends on factors such as income, citizenship, and credit history.
By choosing a licensed wedding loan lender, couples can plan their celebration with greater peace of mind, knowing their financing is transparent and responsibly managed.
Weddings are one of life’s most meaningful milestones, but they are also among the most financially demanding. In Singapore, the average wedding can range between S$30,000 and S$50,000, depending on the scale of the celebration and the choices a couple makes. From the cost of the wedding banquet at a hotel or restaurant to the bridal package cost that often includes gowns, suits and makeup services, expenses can accumulate quickly.
On top of these, couples may also need to budget for wedding photography and videography, dowry traditions, décor, invitations and even the honeymoon. Each of these elements represents a cherished memory, but together they can place significant pressure on personal savings. Many couples find themselves balancing marriage expenses alongside other financial commitments such as housing or daily living costs.
This is where a wedding loan in Singapore becomes a practical option. By spreading the payments into structured instalments, couples can enjoy their celebration without exhausting their cash flow upfront. Rather than compromising on important details of the occasion, a loan allows them to plan more confidently, while keeping long-term financial stability in view.
Understanding the potential costs involved in a Singaporean wedding is crucial for effective financial planning. Here’s a breakdown of typical expenses:
Wedding Banquet: The venue and catering often constitute the most significant portion of the wedding budget. Prices can range from S$2,000 to S$4,480 per table, depending on the venue’s prestige and the selected menu.
Attire and Services: Comprehensive bridal packages, including wedding gowns, suits, makeup, and photography services, typically cost around S$3,000.
Traditional Gifts: The dowry, a customary practice in many Singaporean weddings, usually amounts to S$888.
Rings: Investing in quality wedding bands can cost approximately S$1,500.
Capturing Memories: Professional photography and videography services are essential for most couples, with costs averaging around S$3,000.
Additional Expenses: Other costs, such as wedding entertainment, floral decorations, and wedding favours, can add up to S$1,000 or more.
Considering the above components, a typical wedding in Singapore can cost between S$30,000 to S$50,000, with some weddings exceeding S$100,000, depending on the couple’s preferences and scale of the event.
A wedding is for a day, but a marriage is for a lifetime. Make your wedding a lifetime memory for your loved ones.
Unlike banks that take weeks to process loan applications, 118 Credit offers a fast and simple wedding loan application with a streamlined approval process. Our application is fully online, allowing couples to apply conveniently. Once submitted, approvals can take under an hour, ensuring quick access to funds. Once your loan eligibility is approved, simply visit our office with the necessary documents, sign the agreement, and receive your funds immediately.
We understand that wedding planning is time-sensitive, so we minimise waiting times. Our wedding loan lenders ensure efficient processing, so couples don’t have to deal with long delays. Let us help you finance your dream wedding without unnecessary stress!
We offer competitive and transparent interest rates, in full compliance with Singapore’s lending regulations. Unlike some lenders that impose excessive interest rates, 118 Credit provides a fair, affordable wedding loan in Singapore, ensuring couples can finance their wedding responsibly.
Our loans have no hidden processing fees and no early repayment penalties, meaning couples can pay off their loan anytime without extra charges. Interest rates are government-regulated, ensuring fair terms and financial security. We also offer fixed repayment amounts, so you know exactly how much to budget each month.
With our clear loan structure, couples can focus on their wedding without financial uncertainty. We is committed to making wedding financing affordable and stress-free!
After applying for a wedding loan in Singapore, couples receive their approved loan amount in one lump sum, providing full control over wedding expenses. Unlike staggered payouts or borrowing from multiple sources, receiving the entire amount upfront ensures smoother financial planning.
This independence allows couples to book venues, hire vendors, and make necessary purchases without financial restrictions. Instead of facing external pressures from family or credit card debt, a wedding loan provides a structured approach with manageable repayments.
We prioritise flexibility, ensuring that you receive the funds you need in the simplest and most efficient way possible. Plan your wedding your way, without financial roadblocks.
At 118 Credit, we offer loan tenure options that provide flexibility and financial ease. Whether you prefer a short-term loan to clear your balance quickly or an extended tenure for lower monthly payments, our repayment plans are tailored to your financial situation.
We understand that every couple has different financial commitments, which is why we ensure adjustable repayment schedules. Our transparent terms include fixed repayment amounts with no early repayment penalties, giving couples the freedom to settle their loans comfortably.
A wedding loan in Singapore should enhance, not burden, your financial future. With 118 Credit, couples can enjoy structured, stress-free loan repayments while focusing on their new journey together.
If you’re planning beyond your wedding and need financing for home renovations, housing, or short-term expenses, explore our tailored loan solutions. Check out our renovation loan, housing loan, or short-term loan for more options.
Get An Instant In-Principle Approval And Collect Your Money On The Spot!
If you’re planning beyond your wedding and need financing for home renovations, housing, or short-term expenses, explore our tailored loan solutions. Check out our renovation loan, housing loan, or short-term loan for more options.
Applying for a wedding loan in Singapore with 118 Credit is simple and hassle-free.
Submit Your Application – Fill out the online application form with your personal and financial details.
Verification & Approval – Our team will review your application and provide an approval decision within 30 minutes.
Visit Our Office – Once approved, visit our office with the required documents for final verification.
Receive Your Funds – After signing the loan agreement, your funds will be disbursed immediately in one lump sum.
Repayment – Follow the structured repayment schedule and enjoy a stress-free loan experience.
For Singaporeans / PRs:
For Foreigners:
Planning your dream wedding? Get instant in-principle approval and receive your funds on the same day for a stress-free borrowing experience! Contact Us
Here are some of our Frequently Asked Questions that we get from most of our clients. Do take some time browsing through and we hope you may find the answers you are looking for!
In Singapore, a wedding typically costs between S$30,000 and S$50,000. Major expenses often include:
These figures vary by preference and scale, but they highlight why many couples turn to a wedding loan in Singapore to manage marriage expenses.
To qualify for a marriage loan Singapore, you must:
– Be at least 18 years old
– Provide proof of stable income
– Submit necessary NRIC and financial documents
Loan amounts vary based on income and creditworthiness. At 118 Credit, we offer loan amounts up to six times your monthly income based on your financial profile, subject to approval.
Our interest rates comply with government regulations to ensure fair lending. We offer competitive rates with no hidden processing fees or early repayment penalties.
A wedding loan in Singapore can be used to cover a wide range of marriage expenses, including:
Approval can be as fast as under an hour, with same-day disbursement for eligible applicants. We ensure a smooth, hassle-free process so you can focus on planning your wedding.
We offer a range of different loan types based on your needs. It doesn’t matter if you have a bad credit history, or low-income, the best money lender for you is 118 Credit!
