What is a Wedding Loan in Singapore?

Man and Woman applying for a wedding marriage loan

Since the amount is typically too big to charge to a credit card, taking out a loan would make sense.

This wedding loan is a mix between a personal loan and an installment plan used to cover your wedding cost.

Unlike personal loans from the bank, which is not specific to the purpose, wedding loans are specifically designed for couples who wish to get married.

Traditional money lenders don’t give tailor-made loans for weddings. Even if they do, there are lots of conditions to those loans, making it unnecessarily stressful for the couple who is already so occupied with preparations!

Cater to your specific needs by applying a wedding loan with 118 Credit, a licensed money lender.

Benefits of a Wedding Loan with 118 Credit

A wedding is for a day, but a marriage is for a lifetime. Make your wedding a lifetime memory for your loved ones.

Easy and Quick Wedding Loan Application

Unlike your bank or credit union that might keep you waiting for weeks before approving your loans, getting a wedding loan with us is easy thanks to our simple loan application process!

Any established moneylender like 118 Credit will provide convenient online application forms. You will get speedy confirmation of your loan application, and you just need to turn up at the office with the required documents!

Our loan assistants will also work out a comfortable repayment scheme so you do not feel burdened by debt. We want you to enjoy your newly married life!

Affordable Interest Rates for Wedding Loans in Singapore

118 Credit is dedicated to offering you an affordable interest rate because we understand this is an important day to you and we want to be here for you every step of the way.

We aim to provide you with the perfect wedding loan package to meet all your expenses and needs. Our wedding loans are customized to reflect your financial ability, as well as allow you to have your dream wedding!

We want every couple to settle comfortably into newly-married life and enjoy the honeymoon with no worries of immediate repayments, or worry about being in debt so early on!

Receive your Money In One Lump Sum

Applying for a loan ensures that all the cash you need is received in one lump sum. This enables you to plan the entire wedding smoothly, without having to worry about budget.

Sure, you might be able to borrow from a few good friends and family, but sometimes that could mean being pressured to go according to the desires of the people who financed them.

But with all the money you need, you have independence to make decisions on your own.

Wedding Loans Singapore for Couples 2023

Everyone has dreamt about their perfect wedding and being surrounded by your friends and family on the most magical day of your life.

But there’s one problem. The wedding costs are pretty huge. There’s the gown rental, catering, flowers, banquet, photography, wedding planning, wedding venue and many more.

Here are some numbers: The average cost of wedding banquets alone range from S$3,000 to S$30,000 and a grand event can cost up to S$100,000.

And honestly, not many of us have this huge amount of savings in our bank to tide us through tying the knot.

You deserve the best wedding to celebrate your love. And you shouldn’t have to compromise your happiness because of money.

118 Credit offers one of the most Affordable Wedding/Marriage Loans in Singapore that will ensure your big day will go off without a hitch, without skimping on any details! If you are unsure of whether or not to take up a loan for wedding, here’s some important information you need to know before you take your first step down the aisle.

Apply for a Wedding Loan with 118 Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

Apply for a Personal Loan with 118 Credit

How does a marriage loan in Singapore work?

No two engaged couples are the same: every couple has different wants and needs. Even more importantly, everyone has their own financial situations.

As such, the loans offered are based on your repayment ability. The loan schedule is prepared after evaluating your income so that you will not be stressed out by hefty loan repayments during your honeymoon period, which we understand can create unnecessary tensions between newly-married couples.

In the long-term, tailored wedding loans are recommended for protecting your assets. A couple who has to take up secured loans from banks for the weddings land in risky situations of potentially losing their car or home if their financial situation changes in the future.

Eligibility and Requirements for Wedding Loans in Singapore

Eligibility for a wedding installment plan:
If you’re planning further than your wedding and you’re looking for home loans, a car loan or another service, click here.

Documents required:

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport)
  • Proof of income (CPF / bank statements)
  • Remember Singpass to login to CPF, HDB and IRAS

For Foreigners:

  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements

Apply for a Wedding Loan with 118 Credit

Get An Instant In-Principle Approval And Collect Your Money On The Spot!


Here are some of our Frequently Asked Questions that we get from most of our clients. Do take some time browsing through and we hope you may find the answers you are looking for!

Money Loans Offered in Singapore

We offer a range of different loan types based on your needs. It doesn’t matter if you have a bad credit history, or low-income, the best money lender for you is 118 Credit!

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