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Need Fast Cash? Our Foreigner Loans Offer Same-Day Disbursement
Skip the paperwork delays and get started today. Apply online and receive an in-principle approval from a licensed money lender within an hour.
Living in Singapore as a foreigner comes with its own set of financial pressures—rising rent, day-to-day expenses, and the occasional emergency back home. Whether you’re here for work or studies, staying afloat financially isn’t always easy.
At 118 Credit, we understand those challenges. As a licensed money lender in Singapore for foreigners, we offer foreigner loans with fast approval, attractive interest rates, and same-day cash disbursement. Our loan process is simple, with minimal paperwork and flexible repayment plans tailored to your income.
If you’re new to Singapore, don’t worry! Our friendly team is here to help you every step of the way.
A foreigner loan is a type of personal loan for foreigners in Singapore who are not citizens or permanent residents. It’s designed for expats, S Pass holders, and work permit holders who need quick access to funds for emergencies or everyday needs.
Unlike traditional bank loans, these loans are easier to obtain even without a local credit history. Approval is based on your current employment and income status, and you can get your funds on the same day.
At 118 Credit, we’ve simplified the process—just submit an application, bring the required documents, and we’ll handle the rest. Our loan for foreigners in Singapore comes with clear terms, flexible repayment, and no hidden fees.
We make borrowing simple, transparent, and stress-free—just the way it should be.
You don’t need to own property or offer any guarantors. We assess your ability to repay based on your income, not your assets.
Complete our online form in minutes. Our team will respond within the hour and guide you through every step.
We customise your loan based on your needs and income, so you’ll never feel overwhelmed by repayment deadlines.
All personal data is kept strictly confidential. We follow industry best practices and regulations to protect your information.
Our foreigner loan packages in Singapore come with some of the most competitive rates in town—ideal if you're looking for affordability.
What you see is what you get. All fees and conditions are explained upfront—no surprises, just honest lending.
Need Fast Cash? Our Foreigner Loans Offer Same-Day Disbursement
Skip the paperwork delays and get started today. Apply online and receive an in-principle approval from a licensed money lender within an hour.
Getting a bank loan as a foreigner isn’t easy. You may need months of local banking history, a high credit score, and extensive documentation, only to face rejection.
That’s why many expats and workers turn to a licensed money lender in Singapore for foreigners like 118 Credit. We offer:
We’re regulated by the Ministry of Law and uphold strict ethical standards. When banks say no, we say let’s talk.
You don’t need a local credit score to qualify. If you’re earning a stable income in Singapore and are above 18, you may be eligible. You must:
Having your documents ready ensures faster loan approval and same-day disbursement. Please prepare:
Our personal loan for foreigners is a practical solution for a variety of urgent needs, including:
Whatever your situation, 118 Credit is here to support you with a tailored solution.
Fill in our online form—it only takes a few minutes.
Our loan assistant will call you within the hour to guide you on what’s needed and book your appointment.
Bring your passport, valid work pass, 3 months’ payslips, and proof of residence to the appointment.
We’ll review your documents, explain the loan terms in detail, and tailor a repayment plan that works for you.
Once the agreement is signed, your loan is disbursed immediately—no waiting.
Get An Instant In-Principle Approval And Collect Your Money On The Spot!
You should always look for a licensed moneylender as they are regulated by the Ministry of Law.
Here at 118 Credit, we are committed to trust and integrity, and are also legal and licensed lenders. Taking a loan should help not hinder you. If the lender tries to convince you to borrow a very large sum of money, do not take a loan with them
Once you understand exactly what the loan is for, you can decide how much you need, how long you will take to pay back the loan money, and the package that suits you.
You should also be careful that this money should only be used for your most urgent issues, do not take the foreigner loan as fast cash.
Chances are, if you have too much on hand, you’ll be tempted to spend the extra money on things that are unnecessary. This will harm your finances because you’ll have a much higher sum to repay.
So… only borrow what you need and what you can repay!
A foreigner loan is a personal loan offered to non-citizens working or living in Singapore. It’s ideal for those who need quick access to cash but face difficulties getting approved by banks.
If you are at least 18 years old, employed full-time, and hold a valid work pass (E Pass, S Pass, or Work Permit), you can apply. No local credit history is needed.
Most applications receive in-principle approval within the hour. Once your documents are verified at our office, the cash is disbursed on the spot.
No. Our foreigner loan packages in Singapore are unsecured, so you don’t need a guarantor or any collateral.
Loan amounts vary depending on your income and employment status. We’ll assess your profile and customise a loan package that fits your needs and ability to repay.
None. At 118 Credit, all fees are clearly explained before you sign anything. We believe in transparency and honest lending practices.
Best Money Lending Service 2023 - Singapore
Worldwide Finance Awards
118 Credit - Singapore
Most Trusted Money Lending Company 2023
Singapore Business Awards
118 Credit - Singapore
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