Use our loan calculator in Singapore to calculate monthly repayments quickly and accurately. This comprehensive money loan calculator supports various financing needs, including personal loans, renovation loans, bike loans, and HDB renovation loans. Whether you're budgeting for a large purchase or comparing loan options, our money lending calculator helps you estimate instalments, evaluate affordability, and plan your repayment schedule with confidence.
Note: The calculations shown here for the loan are only indicative results. They are not the definitive monthly instalment amount. 118 Credit shall not be responsible for any loss or damage arising directly or indirectly from the use of or reliance on the information provided.
Our loan calculator in Singapore is designed to give you a quick estimate of your repayment obligations before you commit to a loan. By inputting just a few details, you can understand how much you need to set aside monthly and over the full term. Here’s how it works step by step:
Enter the total sum you intend to borrow. This could be for a personal loan, renovation loan, or even a bike loan. The amount you choose will directly affect your monthly instalments.
Select the applicable rate. Licensed moneylenders in Singapore may charge up to 4% monthly interest. Adjusting this input helps you see how different rates influence repayment.
Choose your repayment period in months. Shorter tenures mean higher monthly instalments but lower total interest; longer tenures reduce monthly payments but increase overall cost.
The installment calculator will show your estimated monthly repayment, helping you assess affordability alongside your other expenses.
You’ll also see the total repayment amount, including principal and interest. This gives a clear view of the loan’s full cost.
An installment calculator helps you see exactly how much you’ll be repaying each month, making it easier to plan your household budget and avoid overspending.
By showing both monthly and total repayment, the calculator gives you transparency. Whether you’re considering a bike loan, personal loan, or payday loan, you’ll understand the financial commitment upfront.
Different loans come with varying rates and tenures. Using an installment calculator allows you to compare options, from car financing to small personal loans, so you can choose the repayment plan that fits best.
Our loan calculator singapore helps you estimate monthly repayments by entering your loan amount, interest rate, and tenure. It’s a quick way to plan your finances before applying for any loan, whether it’s a personal loan calculator singapore or a bike loan calculator singapore.
EMI stands for Equated Monthly Instalment. It is a fixed payment made monthly towards the loan. Our monthly emi calculator for home loans and emi personal loan calculator help you calculate this easily.
Yes, you can! Our vehicle loan emi calculator and motorcycle loan calculator assist in determining your monthly instalments for cars, bikes, and other vehicles.
Our online emi calculator provides accurate estimates based on your inputs. However, exact figures may vary depending on your chosen lender’s terms.
Yes, we offer a COE renewal loan calculator to help you estimate repayments when renewing your COE in Singapore.
The calculator uses the prevailing licensed money lender interest rate as a reference. For exact rates, please contact us.
Yes, our HDB renovation loan calculator helps you plan your renovation financing easily.
Loan amount, interest rate, tenure, and any applicable fees affect the results from our personal loan calculator in Singapore.
Absolutely! Our online car loan EMI calculator makes it easy to plan your car financing.
Our tool is easy, fast, and accurate. From installments to EMI for car loans, we cover all loan types. For personalised assistance, feel free to reach out to our friendly advisors.
The monthly installment amount is determined by factors like the loan principal, interest rate, loan term, down payment, fees, and market conditions. These factors collectively influence the total amount paid each month towards repaying a loan.
Borrowers commit to repaying a fixed sum every month over an agreed repayment period. The repayment amount consists a portion of the principal along with accrued interest that is paid towards your outstanding principal.
The above loan calculator will give you a good estimate of the monthly repayment required on your personal loan from a licensed money lender in Singapore.
The interest rate for your loan will vary from lender to lender. Under the law and regulations, a moneylender is able to charge up to 4% per month.
In general, financial institutions in Singapore, like banks, might be able to give a fair interest rate, but their repayment structure might not be as flexible. Banks charge up to 3% penalties on the outstanding loan amount when you choose to do an early settlement of the loan.
They also have a more complex loan application process, requiring you to submit more loan documents, minimum income before you are eligible, credit checks on your existing liability etc.
A licensed money lender like 118 Credit makes personal loans hassle-free. Enjoy swift approval with our streamlined process, usually completed within 1 hour. Experience instant credit checks without delays, ensuring that you obtain the best moneylending service from start to finish!
Feel free to contact our friendly advisors if you need help calculating the monthly repayment fees or how much loan amount you are eligible for!
Take the next step with 118 Credit and enjoy a fast, secure, and confidential process. Applications are simple, and approvals are often completed within an hour. With transparent terms and a licensed moneylender you can trust, getting the financing you need has never been easier.
Finance your bike purchase easily with our motorcycle loan packages. Enjoy quick approvals and flexible repayment options designed for riders in Singapore.
Our housing loan solutions help you fund property-related expenses, whether it’s for a first home or refinancing. Structured plans make repayments manageable.
Upgrade your living space without financial strain. Our renovation loans provide quick access to funds for HDB, condo, or landed home improvements.
Celebrate your big day without compromise. Our wedding loans give you the financial flexibility to cover event costs, venue deposits, and more.
The figures generated by this loan calculator are intended only as estimates and should not be taken as guaranteed results. Actual loan amounts, interest rates, and repayment schedules may differ based on individual assessments and lender approval. All applications are subject to the rules set by the Registry of Moneylenders in Singapore. Please read the terms carefully and seek clarification before committing to any financial agreement.
