Payday Loan Singapore
What is a payday loan?
Payday loans are loans to help cover urgent expenses when you run into financial emergencies and payday isn’t here yet. It is a short term loan on a small amount. As in no more than a few weeks and a few hundred bucks.
With our payday loan, never stress again about unpaid credit card bills, grocery expenses, house rent or school fees.
After all, life is meant to be enjoyed, not spent agonizing over financial hiccups.
Easy and Quick Application
Our online application form is simple and to the point. No need to download, scan or fax — just apply online and hit “Send”.
Instant Cash Disbursement
We know how urgent the loans are. That's why we give you money in cash right after the payday loan is approved. You can even get it within 20 minutes!
Flexible Repayment Plans
Everyone's problems are unique. So we customise the repayment plan that works best for you. Why? Because we don't want you to be stressed over finances even after the current problems are over.
Great Customer Service
We hold our clients as the number one priority. If you have any queries or concerns, we're always happy to help. You're not alone in this.
Apply for a Payday Loan with 118 Credit
Get An Instant In-Principle Approval And Collect Your Money On The Spot!
Why Should I Take Payday Loans with 118 Credit?
Suddenly received a bill but payday isn’t here yet? Or have to fork out a sum but don’t quite have enough in your bank account?
We understand that you don’t have control over your payday and we want to support you.
But if you’re thinking you can just borrow from a family member or close friend, HOLD ON! Because finances can destroy relationships.
Our payday loan is meant to help you and remove that burden on your shoulders. As legal, licensed money lenders, we adhere to the rules of the Ministry of Law, so rest assured that our interest rates are affordable and loan repayment terms are reasonable.
Fast Cash Payday Loan Eligibility Requirements
To qualify for a payday loan from 118 Credit and any other licensed moneylender, you will need to meet some basic requirements.
Minimum Requirement
- Above 18 years old
- Singaporean citizen, Permanent Resident or Foreigner with a valid work pass
- Full-time employed
Documents Required
- NRIC or Passport
- Proof of employment status (last 3 months of your most recent payslip)
- Proof of billing to your residential address (latest bills eg. phone bills, utility bills, broadband bills)
How Do I Take Out a Payday Loan in Singapore?
Wait for our team to contact you, this will be done within a day.
Our loan assistant will find out more about your situation and let you know the documents you will need to bring for an appointment at our office.
- NRIC or Passport
- Singpass (Compulsory for Singaporean and PR)
- The last 3 months of your most recent payslip
- Proof of billing to your residential address (E.g. Utility bill, broadband bill, or mobile phone bill)
You will meet our loan officer at our office.
We’ll go through the loan agreement, including all terms and agreements and other fees. There’ll be no hidden charges, we are fully transparent with everything. Then we’ll work out a loan repayment schedule that is comfortable for you.
Oh yes, you’ll love this about us… there are no hidden charges! What you see is what you get.
Once you agree to the terms and conditions, are aware of all fees, and have a repayment schedule, you will sign the loan agreement.
Within minutes, you’ll receive the money in cash or via internet bank transfer to your account of choice. Done!
Apply for a Payday Loan with 118 Credit
Get An Instant In-Principle Approval And Collect Your Money On The Spot!
FAQ
Money Loans Offered in Singapore
How to find us
- Operating Hours:
- Monday to Friday: 11 AM — 8 PM
- Saturday: 11 AM — 4 PM
- Closed on Sundays and Public Holidays
- Rochor MRT Station (Downtown Line DT13) Exit A, one minute walk to Burlington Square
- Bus Services to Opposite Burlington Square 64 / 65 / 131 / 139 / 147 / 166 / 857
- From Fortune Centre: Bus Services 56 / 980
- From Novena MRT Station: Bus Services 56 / 131 / 166 / 980
Phone number
