Home > Wedding Loan
Licensed wedding and marriage loans in Singapore, with transparent terms and structured repayment options to support your wedding plans.
Maximum loan amount:
Up to 6 times of you and your spouse’s monthly income*
Repayment period:
Up to 2 years*
Interest rate:
As low as 12% p.a.*
*Actual rate offered to you may differ. Subject to eligibility assessment.
An Equated Monthly Instalment (EMI) calculator helps you estimate your monthly repayment based on your loan amount, interest rate, and repayment period.
Understanding your repayment commitment in advance allows you to plan responsibly and choose a tenure that suits your budget.
At 118 Credit, you benefit from:
– Licensed money lender in Singapore
– Clear explanation of loan terms before commitment
– Regulated interest rates and fee structures
– Responsible affordability assessment
– Confidential handling of all applications
We focus on transparency and suitability, ensuring you understand your loan obligations before proceeding.
At 118 Credit, we offer loan tenure options that provide flexibility and financial ease. Whether you prefer a short-term loan to clear your balance quickly or an extended tenure for lower monthly payments, our repayment plans are tailored to your financial situation.
We understand that every couple has different financial commitments, which is why we ensure adjustable repayment schedules. Our transparent terms include fixed repayment amounts with no early repayment penalties, giving couples the freedom to settle their loans comfortably.
A wedding loan in Singapore should enhance, not burden, your financial future. With 118 Credit, couples can enjoy structured, stress-free loan repayments while focusing on their new journey together.
If you’re planning beyond your wedding and need financing for home renovations, housing, or short-term expenses, explore our tailored loan solutions. Check out our renovation loan, housing loan, or short-term loan for more options.
Get An Instant In-Principle Approval And Collect Your Money On The Spot!
Individuals who are legally residing and earning an income in Singapore may apply for a wedding loan, subject to standard lending requirements set by licensed moneylenders.
Applying for a wedding loan is simple, fast, and structured to ensure borrowers fully understand their loan terms before acceptance.
Complete the application using Singpass MyInfo for faster processing. Borrow responsibly by applying only for the amount you genuinely need.
Based on your employment and income profile, you may need to provide:
- Identification documents
- Proof of income (e.g., payslips)
- Billing or address proof, if required
Our team will guide you clearly to ensure your submission is complete and avoid delays.
Once assessed, you will receive a full breakdown of:
- Approved loan amount
- Interest structure
- Repayment schedule
- Total repayment amount
This ensures transparency before you make any commitment.
Visit our office near Rochor MRT for final verification. Loan officers will explain all terms before you sign. Upon acceptance, funds are disbursed via:
- Cash collection
- Bank transfer
For Singaporeans / PRs:
For Foreigners:
Planning your dream wedding? Get instant in-principle approval and receive your funds on the same day for a stress-free borrowing experience! Contact Us
Here are some of our Frequently Asked Questions that we get from most of our clients. Do take some time browsing through and we hope you may find the answers you are looking for!
In Singapore, a wedding typically costs between S$30,000 and S$50,000. Major expenses often include:
These figures vary by preference and scale, but they highlight why many couples turn to a wedding loan in Singapore to manage marriage expenses.
To qualify for a marriage loan Singapore, you must:
– Be at least 18 years old
– Provide proof of stable income
– Submit necessary NRIC and financial documents
Loan amounts vary based on income and creditworthiness. At 118 Credit, we offer loan amounts up to six times your monthly income based on your financial profile, subject to approval.
Our interest rates comply with government regulations to ensure fair lending. We offer competitive rates with no hidden processing fees or early repayment penalties.
A wedding loan in Singapore can be used to cover a wide range of marriage expenses, including:
Approval can be as fast as under an hour, with same-day disbursement for eligible applicants. We ensure a smooth, hassle-free process so you can focus on planning your wedding.
