Our ultimate guides

Read our guides on benefits of licensed money lenders, identifying licensed moneylenders in Singapore, credit advices, lifestyle, travel tips & advices on how to manage your finances!

Community solidarity influencing traditional borrowing practices in Singapore.

Business loan

Cultural Practices and Money Lending: How Traditions Influence Borrowing in Singapore

Carefully inspecting loan terms before choosing a lender.

Legal Protection

Top 5 Factors to Consider When Choosing a Money Lender in Singapore

Emergency savings jar for handling unexpected expenses without loans.

Emergency funds

How to Handle Emergencies Without Relying on Loans

Savings jar on a map for budget travel planning.

Travel loans

How to Travel on a Budget Without Borrowing

Construction worker standing inside a house undergoing major renovations.

Home loan

How Much Should You Borrow for a Home Renovation Loan?

LOAN blocks on financial charts for monthly installment planning.

Loan repayment

The Pros and Cons of Monthly Instalment Loans

Singapore couple signs personal loan agreement with licensed moneylender.

Money-Lending Myths

Debunking Money-Lending Myths in Singapore

Two people at a table exchanging a $100 bill over a document labeled “CONTRACT,” with tech devices nearby.

Loan repayment

Legal Protections for Borrowers: A Guide to Your Rights with Licensed Moneylenders in Singapore

Man juggling many tasks for his side hustle.

Business loan

How a Small Business Loan Can Kickstart Your Side Hustles

Illustration of 118 Credit showing a clock, money, and urgency.

Quick cash

When Should You Consider an Urgent Loan?

How to find us

Rochor MRT Station (Downtown Line DT13) Exit A, one minute walk to Burlington Square
Bus Services to Opposite Burlington Square 64 / 65 / 131 / 139 / 147 / 166 / 857
From Fortune Centre: Bus Services 56 / 980
From Novena MRT Station: Bus Services 56 / 131 / 166 / 980

Phone number

Mobile number

Email

enquiry@118credit.sg