Our ultimate guides

Read our guides on benefits of licensed money lenders, identifying licensed moneylenders in Singapore, credit advices, lifestyle, travel tips & advices on how to manage your finances!
(The articles below does not, and is not intended to, constitute legal or financial advice. Make sure to conduct your own research and due diligence!)

Professional woman with luggage traveling for business.

Finances

What Is Opportunity Cost, and How Does It Affect Financial Decisions?

Close-up of a person using a calculator and taking notes on a financial ledger.

Smart budgeting

A Guide to Resetting Your Spending Habits After Lifestyle Inflation Sets In

Singapore couple using 118 Credit to plan borrowing decisions.

Borrow money safely

How Couples in Singapore Can Plan Borrowing Decisions Together

Loan

First Loan vs Credit Card: What Beginners Should Consider

Expat financing

Common Mistakes Foreigners Make When Applying for Loans

Community solidarity influencing traditional borrowing practices in Singapore.

Business loan

Cultural Practices and Money Lending: How Traditions Influence Borrowing in Singapore

Carefully inspecting loan terms before choosing a lender.

Legal Protection

Top 5 Factors to Consider When Choosing a Money Lender in Singapore

Emergency savings jar for handling unexpected expenses without loans.

Emergency funds

How to Handle Emergencies Without Relying on Loans

Savings jar on a map for budget travel planning.

Travel loans

How to Travel on a Budget Without Borrowing

Construction worker standing inside a house undergoing major renovations.

Home loan

How Much Should You Borrow for a Home Renovation Loan?

How to find us

Rochor MRT Station (Downtown Line DT13) Exit A, one minute walk to Burlington Square
Bus Services to Opposite Burlington Square 64 / 65 / 131 / 139 / 147 / 166 / 857
From Fortune Centre: Bus Services 56 / 980
From Novena MRT Station: Bus Services 56 / 131 / 166 / 980

Phone number

6835 7666

Mobile number

8699 7555

enquiry@118credit.sg